M2 Wealth Advisors

Please provide your name

Risk Tolerance: How much risk do you PREFER to take?

1) Your investment objective (Goal) can best be described as:

Security is my priority.
I am willing to accept
only a very low level
of risk Accept a little bit of
risk in my investment
options, but I am
concerned more with security Accept some risk in
my investment options Potentially increase my portfolio's value at a moderate pace while accepting moderate to high levels of risk. Potentially increase my account value as quickly as possible while accepting higher levels of risk.

2) How would you (or do you) react to a movement in the stock market?

I prefer not to invest
in stock investments Nervous—I go to cash
when the market drops Uncomfortable—
I sometimes have a
strong reaction to
market swings Patient but concerned
— I usually take a
“wait and see” attitude I am unaffected
by short-term
market movements.

3) Which describes your tolerance to investment volatility?

Low:
I prefer little movement
in my account balance Moderately Low:
I can tolerate some
moderate movements
in my account balance Moderate:
I can tolerate moderate
movements in my
account balance Moderately High:
I can tolerate some
large movements in
my account balance High:
I can tolerate large
movements in my
account balance given
my long-term outlook

4) Realizing that any market-based investments may move up or down in value over time, with which of the hypothetical portfolios below would you feel most comfortable? (Starting investment at $100,000)

	Portfolio A	Portfolio B	Portfolio C	Portfolio D	Portfolio E
Year 1	$102,000	$93,000	$89,000	$86,000	$82,000
Year 2	$104,040	$107,880	$107,690	$109,220	$113,160
Year 3	$106,121	$118,668	$127,074	$132,156	$143,713
Year 4	$108,243	$117,481	$123,262	$125,548	$130,779
Year 5	$110,408	$123,538	$134,356	$144,381	$158,243
Average Annual Return	2%	4%	6%	8%	10%

Select A Select B Select C Select D Select E

5) Which investment path do you prefer?

Risk Capacity: How much risk can you AFFORD to take?

Risk Requirement: How much risk SHOULD you take?

9) What is your current stage of life?

Senior Retirement
(20+ years after
retirement) Mid Retirement (11 - 20 years after retirement) Early Retirement (0 - 10 years after retirement) Pre-retirement
(0 - 10 years before retirement) Mid Accumulation (10 - 20 years before retirement) Early Accumulation
(20 - 40 years before retirement)

10) What is your overall knowledge of investments?

None

LOW – I have very little investment experience outside of bank savings accounts, money market or CDs

MEDIUM – I have some experience investing in mutual funds or individual stocks / bonds

HIGH – I have extensive experience in financial markets and understand their underlying risks & roles

11) Outside investment holdings: What other investments do you hold outside of Raymond James, and how are they allocated?

#	Outside Investments	Purpose	Amount
1
2
3

12) Do you anticipate a need to withdraw a significant portion of your portfolio value within the next one to five years?

YES

Explain:

13) Do you have any tax, legal or unique circumstances that need to be addressed or taken into consideration when investing?

YES

Explain:

14) In your own words, what is our role in serving you?

Diversification and asset allocation do not ensure a profit or protection against a loss. Keep in mind that there is no assurance that any strategy will ultimately be successful or profitable nor protect against a loss.

These are hypothetical illustrations and are not intended to reflect the actual performance of any particular security. Future performance cannot be guaranteed and investment yields will fluctuate with market conditions.

Investment Policy Questionnaire